Personal Banking

Resources

Got a question about mortgages? You've come to the right place!
When it comes to bank loans and home financing, there are many different options to choose from. How do you get a loan that best suits your financial situation? Here is a wealth of information to help you.
 
When you apply for a mortgage it can be very intimidating. You're asked specific details about your income, assets, and debts. Here we will give you information that will let you know how that information is used when applying for bank loans or mortgages and how it can affect your loan approval.
 
When you borrow from a lender to buy or refinance a home, the property is used as collateral for the loan. By using collateral, the lender takes less risk, and it may be easier for you to get your financing approved. Here's what the lender is looking for and why.
 
 
Hurray! You have made it through the loan approval process and your mortgage closing date has been set! This section will give you some idea of what to expect at closing and what happens after closing.
 
There are many important decisions involved in purchasing or refinancing a home. We provide tools like a payment calculator, an interest rate calculator and much more to help you make well informed decisions regarding your financial future.
 
There are a lot of unfamiliar terms that get tossed around during the mortgage application and loan approval process. It can be overwhelming, but by reading the glossary that Centier Bank provides, it will help you gain a better understanding of key terms and give you the knowledge you need to borrow with confidence.
 
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